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Free Unclaimed Money
Sometimes people are unaware that there is free unclaimed money in their name just waiting to be claimed. In fact, a free unclaimed money search can be conducted via the Internet and lead an individual to unclaimed funds just waiting for the individual to claim his or her rights to the money. There are a number of different resources a person can use to conduct a free unclaimed money search, and various websites make it possible for an individual, not only to discover free unclaimed money, but are sites that also provide information about how to being claiming unclaimed money freely. Finding unclaimed funds in one’s name can be a pleasant surprise, and usually the discovery of unclaimed money occurs exactly when an individual needs the money the most!
Free Unclaimed Money Online
It may be hard for some people to imagine that there is money waiting to be claimed. How can there be money in existence that someone has forgotten about or never claimed? It is true; frequently, money ends up being unclaimed or forgotten about, and in some instances, if someone passes away in the family, the rest of the family members may be unaware of certain accounts or other funds that the individual had while living. In some cases, the surviving family members are eligible to make a claim on the funds that have been left behind after proving that they are indeed related to the individual that died. Bank accounts, contents inside of safe deposit boxes, unclaimed stocks, bonds, mutual funds, stock dividends, insurance policies, Certificates of Deposit, and deposits paid on utility bills and even unclaimed trust funds are listed by government agencies that manage unclaimed money and funds.
Who is Eligible for Unclaimed Money
A person is eligible for unclaimed funds if the unclaimed funds are listed in the individual’s name. In addition, some people are eligible to collect free unclaimed money if he or she can prove that they are the surviving relative of someone that has passed away and have been listed as an individual with unclaimed funds. There may be paperwork involved in processing a claim; an individual may have to prove their identity, and in some instances, a death certificate of the individual that has passed away will be required in order to prove one’s right to the unclaimed funds. Further, proof of residency may be required as well.
As evidenced, unclaimed funds come from a variety of sources. An individual may be able to apply for the unclaimed funds online, and there are government agencies that provide toll free telephone numbers to call in and claim unclaimed funds. Usually, the toll free numbers are open during standard business hours, but one can search for unclaimed funds online at any time of the day or night. Further, if one believes that friends and relatives may have outstanding funds to claim, searches can be conducted in the individual’s name – if the individual conducting the search sees a listing for someone he or she knows, they can then notify the individual eligible for unclaimed funds to let them know.
Where to Go to Claim Unclaimed Money
Free unclaimed money can be searched for at a reputable site like the one established by the National Association of Unclaimed Property Administrators (http://www.missingmoney.com/Main/Index.cfm). Consumers looking to conduct a free unclaimed money search can insert their full name or last name in the query box provided to see if a listing comes up for free unclaimed money. Meanwhile, a consumer can search under his or her last name only and the free unclaimed money search can be conducted on a nationwide or state of residence basis.
Each state has different contact information pertaining to the government agency and offices that handle unclaimed money. To find out what agency handles unclaimed funds in a specific state, consumers can visit:
http://www.missingmoney.com/Main/StateSites.cfm
Frequently, individual states will have their own website established, offering information about free unclaimed money. For example, if an individual lives in New York State, the free unclaimed funds that are available for eligible individuals are accessible at the State Comptroller’s website. An individual can put in their surname into the query box, or their full name to see if any unclaimed funds are listed. Full instructions are also offered to those individuals looking to file a claim for unclaimed funds; many states offer similar sites for consumers living in specific areas of the United States. An application will have to be processed, which may slow the time in which one receives a claim, but the application itself is a way of protecting claims from being claimed from individual’s that are not qualified or eligible for such claims. Finally, some sites offering unclaimed funds only offer monetary forms of unclaimed properties, and most sites do not focus on real estate.
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